Take care of your belongings while you are on holiday. If you leave your bag unattended, for example, the firm can justifiably turn down a claim for theft. In the event of a theft, loss or a crime, you must alert the police and request a written report of the incident. And we all like to have a drink on holiday, but don't get too carried away. Claims arising directly or indirectly from using alcohol or drugs (unless the drugs have been prescribed by a doctor) are not covered by this policy.