If you are aged between 50 and 75 and resident in the Republic of Ireland then you can be automatically accepted without any medical questions.

You will not be asked any medical questions and no medical check-ups or reports will be needed now or at any time throughout your cover.

Your loved ones can claim a lump sum payment, up to a maximum of €30,000 (depending on your monthly contributions) to cover funeral expenses or other outstanding bills at the time of your passing - once your policy has been in force for 2 years or more. And in the unlikely event that your death takes place within the first 2 years of your policy being in force, your dependants will receive a sum equal to the amount you have paid into the policy at that time.

You can choose the monthly premium you would like to pay and we can then tell you the level of life cover this will secure for you, or you can choose a level of life cover and we will then tell you how much of a monthly premium you will have to pay.

Having first decided on the level of life cover and agreed the amount of premium to pay all you need to do is complete and return your application form and make your first premium payment, it’s that simple.

Your monthly premium payments will cease when you reach the age of 85. However, your life cover will continue until you die.

In the unlikely event that your death takes place within the first 2 years of your policy being in force, your dependants will receive a sum equal to the amount that you have paid into the policy at the time of your death. The full death benefit becomes payable on death after the first 2 years of the policy being in force.

The level of life cover you choose and your monthly premium payments will not change throughout the entire term of your plan.

You can choose to pay your monthly premiums either by Direct Debit or at your local Post Office – the choice is yours!

In the event of your death, the lump sum amount paid to your family can help ease uncertainty and worry over their immediate financial security at a difficult time.

If while your policy is in force, you have a motor accident or an accident as a fare paying passenger or pedestrian and you die as a result of this accident within 3 months, your beneficiaries will receive double the amount of your selected life cover.