You can make one claim up to €5,000 in a 3 year period without losing your no claims discount

If claims free for 5 years

If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year.
*Please refer to you policy schedule to check if this cover is applicable to your policy

Covers loss or damage to frozen food up to €650

Radios, Televisions, Video and Hi-Fi Equipment

We will cover accidental damage up to €2,000 to radios, televisions, video and audio equipment and home computers while in your home.

New Customer Discount

A 16.67% discount for all new customers.

Door Lock Replacement

If your keys are stolen, we will replace your door locks, up to a maximum of €400.

House Alarm Discount

• 19.5% Burglar Alarm Discount, for properties protected by an approved monitored burglar alarm or
• 14.5% Burglar Alarm Discount if your approved alarm is not monitored, all which are fitted to EN50131 (old IS199) standards. The installer should hold a P.S.A. (Private Security Authority) licence.

Credit / Debit Cards Cover

If you become legally liable for costs following the loss of your credit or debit card we will pay for costs up to €650 for purchases.

Christmas and Family Weddings

Your contents cover is increased by 10% for the month of December and for 30 days before and after the wedding of any member of your immediate family.

Fire Brigade Charges

Call out charges are covered up to €1,500.

Jury Service Benefit

If you or your partner is called for jury service, we will give you €40 per day up to a maximum of €650. This does not affect your No Claims Discount.

Visitors' Belongings

Cover for loss or damage to your visitors’ personal belongings temporarily in your home, up to €400.

You have the option to increase the excess to €500, €750 or €1000 which will reduce your premium.

This optional extra cover offers you help and advice with the most common legal problems. It will pay up to €65,000 to cover the legal costs you may incur for claims under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts. This cover is available as an optional extra with your home insurance policy at a cost of €15. You do not need to purchase this optional extra in order to purchase the policy.

Some of the benefits you will enjoy with this cover are:

• Legal Defence – provides legal defence for you for employment discrimination, motoring prosecutions or criminal prosecutions
• Contract Disputes – will help and advise you if you need to pursue a claim following the purchase of goods or services that were not fit for purpose
• Personal Injury – will help you to pursue claims for physical injury or accidental death
• Property Protection – we will pursue claims if your home or personal possessions are damaged. It will also cover any problems arising from nuisance or trespass on your property
• Cover available for just €15.

Family Legal Protection is underwritten by DAS Legal Expenses Company Ltd. DAS Legal Expenses Insurance Company Ltd is authorised by the Prudential Regulation Authority and regulated by the Central Bank of Ireland for conduct of business rules.