Post Insurance aims to make Car Finance easy to understand for everyone. We have developed a comprehensive list of frequently asked questions and answers. For any further details, please contact our Customer Care Team in Athlone on 1890 22 22 22.

The Car Finance product available from Post Insurance is a hire purchase agreement which is arranged and administered by First Citizen Finance DAC, who purchase the car on your behalf from an approved SIMI/ franchised motor dealer - once you have put down an agreed deposit (your deposit could come from cash, a trade-in or a combination of both). You then pay monthly payments over an agreed term of between 1 and 5 years. The car then becomes your property when you make your final payment. Final payment is made inclusive of a €1 completion fee. It really is that simple! You will not own the car though, until the final payment is made.

Post Insurance invites applications for Car Finance from individuals who meet the following criteria. Are you:

  • A resident of the Republic of Ireland for the past 2 years, aged 18 or over.
  • Employed or retired and hold a bank account suitable for Direct Debit payments.
  • Financing €4,000 or more.
  • Buying a car from an approved SIMI/Franchised Motor Dealer in the Republic of Ireland.
  • Buying a car that is 5 years old or younger.
  • Prepared to repay the finance over no more than 5 years for new cars.
  • Prepared to repay the finance for used cars over a period between 1 and 5 years, depending on the age of the vehicle.
  • Having a suitable credit profile, as determined by Post Insurance Car Finance

If so, we may be able to offer you great value Car Finance.

If you have a live car finance agreement with us and you have a query, simply call us on 1890 22 22 22.

Car Finance ​that's quick & easy to apply for

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One Direct (Ireland) Limited, trading as Post Insurance, is authorised by the Competition and Consumer Protection Commission to act as a credit intermediary under the Consumer Credit Act 1995, and is regulated accordingly. Under this authorisation, Post Insurance offers Car Finance, in the form of a Hire Purchase Agreement on behalf of First Citizen Finance DAC trading as Post Insurance Car Finance. Post Insurance will complete the application form with you, and pass the completed application form to First Citizen Finance DAC, trading as Post Insurance Car Finance, who will finalise the application process and administer the product from that instance onwards. You are subject to the terms and conditions set out by First Citizen Finance DAC.