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Car Finance


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At Post Insurance, our aim is to help you buy a new or used car in the simplest way possible. That’s why our Car Finance is easy to understand and simple to apply for.

With our Car Finance product, you’ll not only benefit from a financial solution that’s tailored to you, but also from peace of mind that your monthly payments are fixed and will not increase for the duration of the agreement.

You'll love Post Insurance's amazing Car Finance, if you're...
  • Looking to finance €4,000 or more
  • Buying a car in the Republic of Ireland from an approved SIMI/ Franchised Motor Dealer
  • Buying a car that is 5 years old or younger
  • Looking to repay the finance over no more than 5 years, subject to the age of the vehicle
What we can give you?
  • A great rate, just ​7.9% typical APR* - fixed for the term of your agreement - meaning that you have complete certainty over your monthly repayment. (*APR stands for Annual Percentage Rate and is inclusive of a Completion Fee of €1. Typical Example: The payments on a €15,000 hire purchase agreement over 48 months are €3​63.58 per month and the total cost of credit is €2,​452.84. Finance example is based on a fixed rate Typical APR of ​7.9%. Rate is correct as at ​​Janurary 2017 and may change.)
  • A quick decision on your application - typically within 4 business hours
  • Multiple application options - by phone, online or in person
  • Flexible payment terms - you can choose payment terms of up to 5 years for new cars, or between 1 and 5 years for used cars, depending on the age of the car
WARNING - you will not own these goods until the final payment is made

Car Finance, get yourself some new wheels!

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One Direct (Ireland) Limited, trading as Post Insurance, is authorised by the Competition and Consumer Protection Commission to act as a credit intermediary under the Consumer Credit Act 1995, and is regulated accordingly. Under this authorisation, Post Insurance offers Car Finance, in the form of a Hire Purchase Agreement on behalf of First Citizen Finance DAC trading as Post Insurance Car Finance. Post Insurance will complete the application form with you, and pass the completed application form to First Citizen Finance DAC, trading as Post Insurance Car Finance, who will finalise the application process and administer the product from that instance onwards. You are subject to the terms and conditions set out by First Citizen Finance DAC.