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Car Finance


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Post Insurance ​Advice Centre covers all you need to know, if you still have further questions feel free to call our team in Athlone on 1890 22 22 22.

Before making any car purchase be sure that you have obtained the best deal possible. It can be worth the effort to negotiate and if you can’t get secure a discount don’t under estimate the value of some optional extras instead.

You need to also factor in running costs, insurance cover, warranties and breakdown cover – so don’t overstretch yourself.

Compare loans and finance by APR – this essentially is the real cost of borrowing money because it includes interest and charges. The lower the APR, the better the finance deal. Remember a longer repayment period reduces the monthly payment, but it will also drive up your total cost.

Sometimes getting a good deal simply depends on the time of the year you are buying. With the new twice-yearly registration summer time is often a good time to secure a deal on a car registered in the first half of the year.

Post Insurance Car Finance tailored for you! 

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One Direct (Ireland) Limited, trading as Post Insurance, is authorised by the Competition and Consumer Protection Commission to act as a credit intermediary under the Consumer Credit Act 1995, and is regulated accordingly. Under this authorisation, Post Insurance offers Car Finance, in the form of a Hire Purchase Agreement on behalf of First Citizen Finance DAC trading as Post Insurance Car Finance. Post Insurance will complete the application form with you, and pass the completed application form to First Citizen Finance DAC, trading as Post Insurance Car Finance, who will finalise the application process and administer the product from that instance onwards. You are subject to the terms and conditions set out by First Citizen Finance DAC.